Nicole Carpenter

I started in the mortgage industry in 2001, at the ground floor.  I have since worked my way up through most of the mortgage industry, including post-closing auditor and mortgage processor.  I have been a Mortgage Loan Officer since 2005. I decided to become a Mortgage Loan Officer after I purchased my first home. I realized that even with my experience in mortgage finance, the process as the borrower can be stressful to say the least.  I wanted provide a straight forward approach to mortgage financing.  I believe that financing a home does not have to be so stressful and confusing, if you have the right person guiding you through the process.  I believe my clients understanding and comfort in financing is my top priority. My second priority is availability.  I am always available to my clients.  The old 8 to 5, Monday through Friday is extremely out dated.  I realize my clients need to discuss their personal finance when it is convenient for them.  That is why I have the "1 hour rule", if I don't answer your call (no matter the time), I will call you back within 1 hour. This includes texts and emails.

I am not here to sale you a home loan, I am here to provide you service and guidance to one of the largest purchases of your life.